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Here are 20 insights and strategies that many wealthy individuals often keep to themselves, which can help others understand their mindset and approach to wealth-building:

1. Invest Early and Often*: Wealthy individuals often start investing at a young age, taking advantage of compound interest over time.

2. Diversification is Key**:They spread their investments across various asset classes to minimize risk.

3. Financial Education***:The rich prioritize financial literacy, continuously educating themselves about money management, investments, and market trends.

4. Networking****:Building and maintaining a strong network can open doors to opportunities that aren't available to the average person.

5. Mindset Matters*****:A growth mindset, where challenges are seen as opportunities, is common among the wealthy.

6. Multiple Income Streams******:They often have several sources of income, such as investments, side businesses, or real estate.

7. Live Below Your Means*******:Many wealthy individuals practice frugality, avoiding lifestyle inflation despite their financial success.

8. Tax Strategies********:The rich often utilize legal tax strategies to minimize their tax burden, such as investing in tax-advantaged accounts.

9. Long-Term Thinking*********:They focus on long-term goals rather than short-term gains, allowing for more strategic decision-making.

10. Emotional Control*********:Wealthy individuals tend to make decisions based on logic rather than emotions, especially in financial matters.

11. Invest in Yourself ***********:Continuous self-improvement through education, skills development, and health is a priority.

12. Real Estate Investments************ Many wealthy people invest in real estate, which can provide passive income and tax benefits.

13. Philanthropy**: Giving back can create a positive legacy and often provides tax advantages.

14. Leverage Debt Wisely**************They understand how to use debt as a tool for investment rather than a burden.

15. Stay Informed***************:Keeping up with market trends, economic changes, and new investment opportunities is crucial.

16. Hire Experts****************: Wealthy individuals often employ financial advisors, accountants, and other professionals to help manage their wealth.

17. Set Clear Goals*****************: They set specific, measurable, achievable, relevant, and time-bound (SMART) financial goals.

18. Avoid Bad Debt******************: They distinguish between good debt (investments that generate income) and bad debt (high-interest consumer debt).

19. Patience is a Virtue*******************:Building wealth takes time, and the rich are often patient, allowing their investments to grow.

20. Protect Your Assets*******************: Wealthy individuals often use legal structures, such as trusts, to protect their assets from lawsuits and creditors.

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HOW TO MAKE MONEY 2O25

Making money can be approached in various ways depending on your skills, resources, and interests. Here are some ideas across different categories:

Employment
1. Full-Time Job: Seek employment in a field that matches your skills and interests.
2. Part-Time Job: Consider part-time work for extra income, such as retail, food service, or freelance gigs.

Freelancing and Gig Economy
3. Freelancing: Offer your skills (writing, graphic design, programming, etc.) on platforms like Upwork, Fiverr, or Freelancer.
4. Gig Work: Join platforms like Uber, Lyft, DoorDash, or TaskRabbit for flexible work opportunities.

Online Ventures
5. E-commerce: Start an online store using platforms like Shopify, Etsy, or Amazon.
6. Affiliate Marketing: Promote products and earn a commission for sales made through your referral links.
7. Blogging/Vlogging: Create content on a blog or YouTube channel and monetize through ads, sponsorships, or merchandise.

Investments
8. Stock Market:Invest in stocks, ETFs, or mutual funds. Consider learning about day trading or long-term investing.
9. Real Estate: Invest in rental properties or real estate investment trusts (REITs).
10. Cryptocurrency: Explore investing in cryptocurrencies, but be aware of the risks involved.

Passive Income
11. Create an Online Course: Share your expertise on platforms like Udemy or Teachable.
12. Write a Book or eBook: Publish your work and earn royalties.
13. Invest in Dividend Stocks: Build a portfolio that pays dividends for passive income.

Side Hustles
14.Tutorin: Offer tutoring services in subjects you excel in.
15. Pet Sitting/Dog Walking: Provide pet care services in your local area.
16. Handyman Services: Use your skills to help others with repairs or home improvement tasks.
Creative Ventures
17. Art and Crafts: Create and sell handmade items or artwork.
18. Photography: Sell your photos online or offer photography services for events.

Financial Management
19. Budgeting and Saving: Improve your financial situation by budgeting effectively and saving money.
20. Credit Card Rewards: Use credit cards wisely to earn cash back or travel rewards.

Networking and Learning
21. Networking : Connect with professionals in your field to discover new opportunities.

22. Continuous Learning: Invest in your education to enhance your skills and increase your earning potential.

Considerations
- Research: Understand the market and demand for your chosen method.
- Risk Management: Be aware of the risks involved, especially in investments.
- Time Commitment**no pop: Assess how much time you can dedicate to your money-making efforts.

Choose a method that aligns with your skills, interests, and lifestyle, and be prepared to put in the effort to see results.

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To acquire 2025 Roce Royce is not cheap. Only the biggest boys does that but Victor Osimen did it without collecting permission from his brother Verydarkman who would have wanted him to invest the money in his charity organization.

I trust VDM. If he criticized Davido and Burnaboy for spending billions of Naira to acquire state-of-the-art cars instead of investing the money in his charity organisation, who is Osimen that VDM can't criticize him?

In the next few days, we will hear what VDM has to say for the new wonder-on-wheels Osimen acquired. Victor Osimen should start preparing his mind to welcome what his brother VDM has to say for the new car he bought.

Ghana is now the 6th largest economy in Africa as of May 2025, thanks to the high price of gold on the international market and the implementation of the gold board policy.

Revisited Top 10 Africa's Largest Economies (2025) based on nominal GDP :

1. South Africa - $410.34 billion
2. Egypt - $347.34 billion
3. Algeria - $268.89B
4. Nigeria - $188.27B
5. Morocco - $165.84B
6. Ghana - $135.7 B
7. Kenya - $131.67B
8. Ethiopia - $117.46B
9. Angola - $113.34B
10. Côte d’Ivoire - $94.48B

Note : This ranking won't be available on the Web or from the IMF or World Bank because their last update date back to April 2025, and the Bank of Ghana realised its updated date in May 2025.

The government of Ghana
must listen to Prophet Telvin Adjei Sowah by diversifying the economy by massively investing in agriculture and other areas in order to keep this gains because the high price of gold will not be high forever.

Italy is working with the European Union on a debt-relief plan for African countries, as part of its broader push to foster development on the continent and address the root causes of irregular migration.

“The entire 10-year operation will allow us to convert some 235 million euros ($270.67 million) of debt into development projects to be implemented locally,” Italian Prime Minister Giorgia Meloni, said.
In addition to the EU-led efforts, Italy is advancing its strategic framework, the Mattei Plan for Africa, which aims to accelerate growth in agriculture, energy, and infrastructure across African nations, according to Reuters.

The European Union’s involvement complements these efforts through its Global Gateway strategy, launched in 2021 to foster sustainable, high-standard investment as an alternative to China’s Belt and Road Initiative.

One of the flagship projects under this collaboration is funding for a new transport corridor connecting Angola’s Lobito port with Zambia and the Democratic Republic of the Congo, a crucial mineral export route.

“Investing in infrastructure is not just building railways, bridges and dams. It is also investing in training for local workers because that builds capacity and that is how transfer of expertise happens. And this results in positive spillovers all across the local economies of Africa. There is no better example than our work on the Lobito corridor,” President of the European Commission, Ursula von der Leyen said.

Debt concern
Meloni also stressed the urgency of addressing Africa’s growing debt burden, warning it could “undermine all other efforts” toward inclusive and sustainable development if left unaddressed.

She revealed that a new initiative is being developed to reduce the debt load of low- and middle-income African countries by up to 50%.

While she did not provide specific details, she emphasized that addressing debt was central to Italy’s broader strategy for fostering long-term growth and stability in Africa.

At the summit, Italy and the EU unveiled a total commitment of €1.2 billion to support development initiatives under both the EU’s Global Gateway strategy and Italy’s Mattei Plan for Africa.