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Here are 20 insights and strategies that many wealthy individuals often keep to themselves, which can help others understand their mindset and approach to wealth-building:

1. Invest Early and Often*: Wealthy individuals often start investing at a young age, taking advantage of compound interest over time.

2. Diversification is Key**:They spread their investments across various asset classes to minimize risk.

3. Financial Education***:The rich prioritize financial literacy, continuously educating themselves about money management, investments, and market trends.

4. Networking****:Building and maintaining a strong network can open doors to opportunities that aren't available to the average person.

5. Mindset Matters*****:A growth mindset, where challenges are seen as opportunities, is common among the wealthy.

6. Multiple Income Streams******:They often have several sources of income, such as investments, side businesses, or real estate.

7. Live Below Your Means*******:Many wealthy individuals practice frugality, avoiding lifestyle inflation despite their financial success.

8. Tax Strategies********:The rich often utilize legal tax strategies to minimize their tax burden, such as investing in tax-advantaged accounts.

9. Long-Term Thinking*********:They focus on long-term goals rather than short-term gains, allowing for more strategic decision-making.

10. Emotional Control*********:Wealthy individuals tend to make decisions based on logic rather than emotions, especially in financial matters.

11. Invest in Yourself ***********:Continuous self-improvement through education, skills development, and health is a priority.

12. Real Estate Investments************ Many wealthy people invest in real estate, which can provide passive income and tax benefits.

13. Philanthropy**: Giving back can create a positive legacy and often provides tax advantages.

14. Leverage Debt Wisely**************They understand how to use debt as a tool for investment rather than a burden.

15. Stay Informed***************:Keeping up with market trends, economic changes, and new investment opportunities is crucial.

16. Hire Experts****************: Wealthy individuals often employ financial advisors, accountants, and other professionals to help manage their wealth.

17. Set Clear Goals*****************: They set specific, measurable, achievable, relevant, and time-bound (SMART) financial goals.

18. Avoid Bad Debt******************: They distinguish between good debt (investments that generate income) and bad debt (high-interest consumer debt).

19. Patience is a Virtue*******************:Building wealth takes time, and the rich are often patient, allowing their investments to grow.

20. Protect Your Assets*******************: Wealthy individuals often use legal structures, such as trusts, to protect their assets from lawsuits and creditors.

Understanding these principles can help anyone looking to improve their financial situation and work towards building wealth.Join me on Jaconna as we create history together @topfans Jajiotheteacher Onos family tv

HOW TO MAKE MONEY ONLINE IN 2025 WITHOUT LIVING YOUR CURRENT JOB

Social media influencers, bloggers, and content creators have several monetization strategies to earn money online. Here’s a detailed breakdown of the most common methods:

1. {Sponsored Content}
{Brand Partnerships} Influencers collaborate with brands to create content that promotes the brand's products or services. This can include posts, videos, stories, or blogs.
{Payment Models} Influencers may charge a flat fee for a post, a fee per engagement (likes, shares), or a commission based on sales generated through their promotion.

2. {Affiliate Marketing}
{Affiliate Links} Content creators promote products using unique affiliate links. When their followers purchase through these links, the creator earns a commission.
{Affiliate Programs} Common platforms include Amazon Associates, ShareASale, and CJ Affiliate, which offer a wide range of products for promotion.

3. {Selling Products or Services}
{Merchandise} Many influencers create and sell their own merchandise, such as clothing, accessories, or beauty products.
{Digital Products} Bloggers and creators may sell e-books, online courses, or digital downloads (like presets, templates, etc.).
{Consulting or Coaching} Offering personalized services or advice based on their expertise (e.g., fitness coaching, business consulting).

4. {Ad Revenue}
{YouTube Monetization} Content creators can earn money through ads shown on their videos via the YouTube Partner Program.
{Blog Ads} Bloggers can use ad networks like Google AdSense to display ads on their websites and earn money based on clicks or impressions.

5.{Crowdfunding and Donations}
{Platforms} Creators can use platforms like Patreon or Ko-fi, where fans can support them through monthly subscriptions or one-time donations.
{Exclusive Content} In return, supporters often receive exclusive content, early access to new material, or rewards.

6. {Membership Programs}
{Private Groups} Some influencers create exclusive membership communities (e.g., on Discord or Facebook) where members pay for access to special content, discussions, or events.
{Tiered Memberships} Different levels of membership can offer varying benefits, encouraging higher payments for more exclusive content.

7. {Live Streaming and Events}
{Live Streams} Platforms like Twitch or Instagram Live allow creators to earn money through donations or tips during live sessions.
{Workshops and Webinars}Hosting paid online events or workshops can be a lucrative way to share expertise and interact with followers.

8. {Selling Stock Photography or Videos}
{Stock Content} Photographers and videographers can sell their content on stock platforms like Shutterstock or Adobe Stock.
{Licensing} Creators can license their work for use in advertising, media, or other commercial projects.

9. {Collaborative Projects}
{Joint Ventures} Collaborating with other creators or brands on projects, products, or events can lead to shared profits and increased exposure.
{Content Series} Developing series with other influencers can attract larger audiences and more sponsorship opportunities.

10.{Social Media Platforms' Monetization Features}
{Instagram Shops} Influencers can set up shops on platforms like Instagram to sell products directly.
{TikTok Creator Fund} TikTok pays creators based on the engagement and views their videos receive.

Finally
The key to success for social media influencers, bloggers, and content creators lies in building a loyal audience and engaging them effectively. Diversifying income streams and leveraging different platforms can significantly increase their earning potential. As the digital landscape evolves, staying updated with trends and exploring new monetization options is essential for sustained income.Like every business you need to learn the business , know the business , grow the business none of this online business is a fast making business. You first need to know what you are doing, create a platform and keep doing what you love and you grow it and along the way you will resign to concentrate on being an influencer, blogger, marketer etc.

Credit: JTT, Researcher, Biographer, Author, Musician, CEO of JAGAJAG AFRICA LTD,

The Relationship Between CHI (Spirit) and CHI (Daylight) In Odinala Igbo, Pinpointing The Realm Of CHI in Igbo Cosmology:

The ancient Igbo, in their wisdom and understanding of creation, had the same name for our Spirit, Life-force, Destiny (CHI) and the daylight (CHI), which accompanies the rising of the sun (Anya anwu/Anyanwu). And so also in the practice of Odinala which they handed down to us, Ndi gboo designated the sun as the dwelling place and ultimate source of the CHI (light/life-force/spirit/essence).

They believe that the sun is the medium through which our individual CHI enters our world, to take on anu aru (bodies/cloths). We see this in the ritual of installing (Idotu Chi) the physical representation of a man's chi (Okpensi CHI).

When a man comes of age in many parts of Igbo land, he is expected to physically invite his CHI into his home by setting up an altar/shrine dedicated to the complete communication with his CHI.

He will invite a Dibia to perform the ritual of Idotu Chi, which is bringing down the CHI from the face of the sun, at daybreak.

The CHI is invoked into the Okensi CHI and will remain in the man's compound until the day of his death, when the shrine must be destroyed.

The implication of the above ritual simply means that our individual CHI resides with the sun, the bringer of daylight, or, in other meaning, the CHI passes through it to visit our world (Uwa).

And this completely aligns with the Igbo understanding that CHIUKWU OKIKE (the Supreme Spirit) is in close communion with the sun (Anyanwu) – and expresses itself chiefly through the sun, Anyanwu.

By the foregoing, it then simply establishes the fact that the dwelling place of the CHI is not Ala Mmuo (spirit realm of dead people), as has been erroneously taught by those who try to marry Odinala and Christianity.

It is important to note that there are two spiritual realms in Igbo cosmology: "Ala mmuo" being a dwelling place of the spirits of dead people, while "Be mmuo" is the home of CHIUKWU OKIKE, CHI, and all other Alusi that carry out the work of the Supreme Spirit (Chi Ukwu, Chi na Eke, Olisa Ebili Uwa).

It is important that in our definition of the realm and source of the CHI, that we do not carelessly relegate the CHI to the land of the spirit of the dead.

This is because they are two distinct realms, like I have mentioned above. Ndi Igbo, in their understanding of life and the afterlife, look forward to the next world (after we die) as a spirit realm which is as much the same as the physical world.

The ground, forests, hills, valleys, rivers, streams, oceans, and roads leading to various towns are just like we have here in this reality. Dead ancestors, who now inhabit the spirit world (Ala/Ana/Ani mmuo) have their usual occupations, just like when they were in the world of the living.

It is from this Ala mmuo that dead ancestors come to our realm, in an ever-continuous cycle of life, death and reincarnation. This abode of ancestral spirit is different from the dwelling place of the CHI, which according to Ndi Gboo is the sun (Anyanwu).

~ Article Written By Chuka Nduneseokwu, a Dibia, Igbo Odinala Researcher, African Revolutionary, and Igbo Philosopher